Private credit bureau coverage (% of adults)

Country name	2008	2009	2010	2011	2012
Afghanistan	0.0	0.0	0.0	0.0	0.0
Albania	0.0	0.0	0.0	0.0	0.0
Algeria	0.0	0.0	0.0	0.0	0.0
American Samoa
Andorra
Angola	0.0	0.0	0.0	0.0	0.0
Antigua and Barbuda	0.0	0.0	0.0	0.0	0.0
Argentina	100.0	100.0	100.0	100.0	100.0
Armenia	24.4	34.5	38.3	46.6	56.0
Aruba
Australia	100.0	100.0	100.0	100.0	100.0
Austria	40.9	39.2	40.6	51.6	52.6
Azerbaijan	0.0	0.0	0.0	0.0	0.0
Bahamas, The	0.0	0.0	0.0	0.0	0.0
Bahrain	29.1	25.0	23.0	23.6	23.5
Bangladesh	0.0	0.0	0.0	0.0	0.0
Barbados				0.0	0.0
Belarus	0.0	0.0	0.0	0.0	0.0
Belgium	0.0	0.0	0.0	0.0	0.0
Belize	0.0	0.0	0.0	0.0	0.0
Benin	0.0	0.0	0.0	0.0	0.0
Bermuda
Bhutan	0.0	0.0	0.0	0.0	0.0
Bolivia	29.7	33.9	31.4	35.9	34.7
Bosnia and Herzegovina	69.2	64.3	47.2	39.6	4.8
Botswana	52.9	51.9	57.6	59.6	58.9
Brazil	62.2	59.2	53.5	61.5	62.2
Brunei Darussalam	0.0	0.0	0.0	0.0	0.0
Bulgaria	5.0	6.2	13.1	28.8	0.0
Burkina Faso	0.0	0.0	0.0	0.0	0.0
Burundi	0.0	0.0	0.0	0.0	0.0
Cambodia	0.0	0.0	0.0	0.0	12.1
Cameroon	0.0	0.0	0.0	0.0	0.0
Canada	100.0	100.0	100.0	100.0	100.0
Cape Verde	0.0	0.0	0.0	0.0	0.0
Cayman Islands
Central African Republic	0.0	0.0	0.0	0.0	0.0
Chad	0.0	0.0	0.0	0.0	0.0
Chile	34.5	33.9	22.9	25.8	3.5
China	0.0	0.0	0.0	0.0	0.0
Colombia	42.5	60.5	63.1	71.2	72.5
Comoros	0.0	0.0	0.0	0.0	0.0
Congo, Dem. Rep.	0.0	0.0	0.0	0.0	0.0
Congo, Rep.	0.0	0.0	0.0	0.0	0.0
Costa Rica	51.6	56.0	64.8	78.9	82.8
Cote d'Ivoire	0.0	0.0	0.0	0.0	0.0
Croatia	71.8	77.0	81.2	100.0	100.0
Cuba
Curacao
Cyprus		0.0	5.3	7.4	6.5
Czech Republic	65.2	73.1	73.2	95.7	98.7
Denmark	5.0	5.2	5.4	7.3	7.3
Djibouti	0.0	0.0	0.0	0.0	0.0
Dominica	0.0	0.0	0.0	0.0	0.0
Dominican Republic	35.0	46.1	47.3	54.3	60.0
Ecuador	46.8	46.0	45.0	57.9	53.5
Egypt, Arab Rep.	4.7	8.2	10.3	13.7	16.4
El Salvador	83.0	94.6	95.0	81.1	83.7
Equatorial Guinea	0.0	0.0	0.0	0.0	0.0
Eritrea	0.0	0.0	0.0	0.0	0.0
Estonia	20.6	20.6	22.4	33.1	33.4
Ethiopia	0.0	0.0	0.0	0.0	0.0
Faeroe Islands
Fiji	42.3	48.6	47.7	67.6	69.5
Finland	14.8	14.7	14.9	20.5	18.9
France	0.0	0.0	0.0	0.0	0.0
French Polynesia
Gabon	0.0	0.0	0.0	0.0	0.0
Gambia, The	0.0	0.0	0.0	0.0	0.0
Georgia	4.5	12.2	16.4	29.6	35.5
Germany	98.4	98.3	98.4	100.0	100.0
Ghana	0.0	0.0	10.3	3.3	5.7
Greece	39.0	46.9	61.5	82.4	84.0
Greenland
Grenada	0.0	0.0	0.0	0.0	0.0
Guam
Guatemala	19.7	28.4	8.8	8.9	8.7
Guinea	0.0	0.0	0.0	0.0	0.0
Guinea-Bissau	0.0	0.0	0.0	0.0	0.0
Guyana	0.0	0.0	0.0	0.0	0.0
Haiti	0.0	0.0	0.0	0.0	0.0
Honduras	60.5	58.7	100.0	31.2	32.9
Hong Kong SAR, China	69.9	71.9	72.0	86.3	89.4
Hungary	10.0	10.3	11.4	16.1	15.8
Iceland	100.0	100.0	100.0	100.0	100.0
India	10.5	10.2	10.0	15.1	14.9
Indonesia	0.0	0.0	0.0	0.0	0.0
Iran, Islamic Rep.	0.0	0.0	4.5	24.4	31.9
Iraq	0.0	0.0	0.0	0.0	0.0
Ireland	100.0	100.0	100.0	100.0	100.0
Isle of Man
Israel	91.0	89.8	88.2	100.0	100.0
Italy	74.9	77.5	80.5	100.0	100.0
Jamaica	0.0	0.0	0.0	0.0	0.0
Japan	76.2	76.2	76.1	99.0	100.0
Jordan	0.0	0.0	0.0	0.0	0.0
Kazakhstan	25.6	29.5	29.9	37.6	39.3
Kenya	2.1	2.3	3.3	4.5	4.9
Kiribati	0.0	0.0	0.0	0.0	0.0
Korea, Dem. Rep.
Korea, Rep.	90.4	93.8	93.3	100.0	100.0
Kosovo		0.0	0.0	0.0	0.0
Kuwait	31.2	30.4	29.6	29.0	31.0
Kyrgyz Republic	3.7	5.9	11.9	18.7	24.6
Lao PDR	0.0	0.0	0.0	0.0	0.0
Latvia	0.0	0.0	0.0	0.0	0.0
Lebanon	0.0	0.0	0.0	0.0	0.0
Lesotho	0.0	0.0	0.0	0.0	0.0
Liberia	0.0	0.0	0.0	0.0	0.0
Libya
Liechtenstein
Lithuania	7.2	18.4	67.8	75.6	81.2
Luxembourg	0.0	0.0	0.0	0.0	0.0
Macao SAR, China
Macedonia, FYR	0.0	0.0	0.0	68.3	72.2
Madagascar	0.0	0.0	0.0	0.0	0.0
Malawi	0.0	0.0	0.0	0.0	0.0
Malaysia		82.0	100.0	83.4	81.8
Maldives	0.0	0.0	0.0	0.0	0.0
Mali	0.0	0.0	0.0	0.0	0.0
Malta				0.0	0.0
Marshall Islands	0.0	0.0	0.0	0.0	0.0
Mauritania	0.0	0.0	0.0	0.0	0.0
Mauritius	0.0	0.0	0.0	0.0	0.0
Mexico	70.8	77.5	71.6	98.1	99.2
Micronesia, Fed. Sts.	0.0	0.0	0.0	0.0	0.0
Moldova	0.0	0.0	0.0	3.0	3.9
Monaco
Mongolia	0.0	0.0	0.0	0.0	0.0
Montenegro	0.0	0.0	0.0	0.0	0.0
Morocco	0.0	14.0	9.9	14.6	17.2
Mozambique	0.0	0.0	0.0	0.0	0.0
Myanmar
Namibia	59.6	57.7	58.5	61.5	63.9
Nepal	0.2	0.3	0.3	0.3	0.5
Netherlands	81.0	83.5	100.0	83.2	81.7
New Caledonia
New Zealand	100.0	100.0	100.0	100.0	100.0
Nicaragua	27.9	28.4	21.4	31.9	29.5
Niger	0.0	0.0	0.0	0.0	0.0
Nigeria	0.0	0.0			4.1
Northern Mariana Islands
Norway	100.0	100.0	100.0	100.0	100.0
Oman	0.0	0.0	0.0	0.0	0.0
Pakistan	1.5	1.5	1.4	2.0	2.0
Palau	0.0	0.0	0.0	0.0	0.0
Panama	43.7	45.9	31.9	53.8	57.9
Papua New Guinea	0.0	0.0	0.6	1.8	2.9
Paraguay	48.6	47.4	50.5	48.5	47.5
Peru	33.2	31.8	33.3	36.0	42.5
Philippines	5.4	6.1	7.4	8.2	9.0
Poland	50.0	68.3	91.7	74.8	76.9
Portugal	11.3	16.4	16.3	21.5	22.9
Puerto Rico	61.4	73.8	71.5	72.3	81.5
Qatar	0.0	0.0	0.0	0.0	0.0
Romania	24.7	30.2	33.3	42.0	44.9
Russian Federation	10.0	14.3	14.4	35.8	45.4
Rwanda	0.0	0.0	0.0	2.2	7.1
Samoa	0.0	0.0	0.0	0.0	0.0
San Marino
Sao Tome and Principe	0.0	0.0	0.0	0.0	0.0
Saudi Arabia	14.1	17.9	18.0	16.0	33.3
Senegal	0.0	0.0	0.0	0.0	0.0
Serbia	91.9	94.2	100.0	100.0	100.0
Seychelles	0.0	0.0	0.0	0.0	0.0
Sierra Leone	0.0	0.0	0.0	0.0	0.0
Singapore	48.3	40.3	60.8	53.8	58.3
Sint Maarten (Dutch part)
Slovak Republic	39.9	44.0	44.5	56.1	58.5
Slovenia				100.0	98.9
Solomon Islands	0.0	0.0	0.0	0.0	0.0
Somalia
South Africa	64.8	54.7	54.9	52.0	54.0
South Sudan
Spain	8.1	7.6	10.7	11.4	13.2
Sri Lanka	8.7	14.3	18.6	29.4	33.6
St. Kitts and Nevis	0.0	0.0	0.0	0.0	0.0
St. Lucia	0.0	0.0	0.0	0.0	0.0
St. Martin (French part)
St. Vincent and the Grenadines	0.0	0.0	0.0	0.0	0.0
Sudan	0.0	0.0	0.0	0.0	0.0
Suriname	0.0	0.0	0.0	0.0	0.0
Swaziland	43.5	42.3	35.7	43.2	47.8
Sweden	100.0	100.0	100.0	100.0	100.0
Switzerland	22.5	22.5	22.3	27.3	26.8
Syrian Arab Republic	0.0	0.0	0.0	0.0	0.0
Tajikistan	0.0	0.0	0.0	0.0	0.0
Tanzania	0.0	0.0	0.0	0.0	0.0
Thailand	31.8	32.9	35.7	41.7	44.1
Timor-Leste	0.0	0.0	0.0	0.0	0.0
Togo	0.0	0.0	0.0	0.0	0.0
Tonga	0.0	0.0	0.0	0.0	0.0
Trinidad and Tobago	37.6	41.7	39.2	46.0	46.0
Tunisia	0.0	0.0	0.0	0.0	0.0
Turkey	26.3	42.9	42.2	60.5	63.0
Turkmenistan
Turks and Caicos Islands
Tuvalu
Uganda	0.0	0.0	1.1	3.0	3.7
Ukraine	3.0	3.0	10.1	17.0	23.3
United Arab Emirates	7.7	12.6	17.7	29.2	31.7
United Kingdom	100.0	100.0	100.0	100.0	100.0
United States	100.0	100.0	100.0	100.0	100.0
Uruguay	98.0	97.2	100.0	100.0	100.0
Uzbekistan	2.2	2.1	3.3	3.6	15.7
Vanuatu	0.0	0.0	0.0	0.0	0.0
Venezuela, RB	0.0	0.0			15.7
Vietnam	0.0	0.0	0.0	0.0	0.0
Virgin Islands (U.S.)
West Bank and Gaza	0.0	0.0	0.0	0.0	0.0
Yemen, Rep.	0.0	0.0	0.0	0.0	0.0
Zambia	0.1	0.4	3.0	4.3	5.4
Zimbabwe	0.0	0.0	0.0	0.0	0.0

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